While walking in Coventry, I heard two girls giggling in a store that is selling mobile phones. They were eyeeing for the iphone being displayed on the store. The first girl said she plans to buy one as a Christmas gift to herself, while the other one was planning to buy it for her younger brother through an online store. Surely, mobile phone and gadget lovers are already itching to get their new items this Christmas. Isn’t that what the 13th month pays are for?